Kroo Bank - Mobile Banking 3.40

REFER A FRIEND

For every friend you refer to Kroo, both of you will receive £10. Kroo is better with friends, so start referring today. Terms and conditions apply.

INTUITIVE SPENDING

Kroo offers a comprehensive solution for managing your finances. With Kroo, you can spend, track, and settle up with friends all in one place. Additionally, you'll gain real-time insights into your spending, with detailed breakdowns and categorization of your transactions.

NO MONTHLY FEES

Opening a Kroo current account is completely free, and there are no monthly fees to worry about. Plus, if you meet the eligibility criteria, you can apply for an overdraft feature.

ZERO FEES OVERSEAS

Enjoy fee-free spending with your Kroo debit card wherever Visa is accepted, both at home and abroad.

PEACE OF MIND

• FSCS deposit protection up to £85,000 per customer
• Secure biometric authentication options - Face ID and Touch ID
• Additional security measures with multi-factor authentication
• Reliable UK-based customer support
• Convenient card freeze and unfreeze functionality

KROO & APPLE PAY

Link your Kroo card to Apple Pay for a seamless and secure payment experience. Enjoy all the benefits of your Kroo card through this convenient and private method.

INTEREST FOR YOU

Earn interest on your current account balance at a rate of 0.9% below the Bank of England's base rate. The interest is credited to your account on a monthly basis. Please note that AER represents the annual equivalent rate, showing the compounded interest rate.

1 MILLION TREES FOR THE PLANET

We believe in investing in the future of our planet. That's why we've partnered with One Tree Planted, a non-profit organization dedicated to reforestation efforts. For every new Kroo current account opened, we will plant two trees, with a goal of planting 1 million trees by the end of 2024.

KROO PERSONAL LOANS

Kroo now offers personal loans through the app. This service is exclusively available to Kroo current account holders by invitation only. Loan terms range from 12 to 60 months, with a maximum APR of 23.6%.

Here's an example: If you borrowed £5,000.00 over 5 years at a fixed APR of 8.2%, you would make 60 monthly repayments of £101.16. The total repayment amount would be £6,069.60, including a cost of credit of £1,069.60.

Our customer privacy policy can be accessed by visiting https://www.kroo.com/customer-privacy-notice.

OUR MISSION

At Kroo, our mission is to earn the trust and loyalty of our customers by always putting their interests first.

We are proud to be a fully licensed UK bank authorized by the Prudential Regulation Authority (PRA) and regulated by both the Financial Conduct Authority and the PRA. Our Firm Registration number is 953772.

For more information, please visit https://www.kroo.com. Please note that all current account applications and account management are exclusively available through the app.